South Florida Real Estate

Summer Energy Saving Tips!

With higher temperatures often comes…higher energy bills, as we attempt to combat the heat outside with cool, air-conditioned interiors. To help you shave a few dollars off your energy bills all summer long, here are some tips and tricks for reducing your energy consumption and saving some money. From little fixes to some more major projects, these changes will help you stay calm, cool, and collected this summer.

Install a Smart Thermostat. Smart thermostats can automatically adjust your home’s temperature when you’re asleep or away to whatever your preferences are. While these high-tech gadgets require an initial investment, they have the potential to reduce your cooling bill by about 10 percent!

Use Your Ceiling Fan(s). Have ceiling fans in your home? Use them! Ceiling fans utilize about 10 percent of the energy that an A/C unit does. Make sure your fans are set to a counterclockwise direction to push the cooler air down.

Shade Your Windows. Sunlight entering through windows can significantly heat up your house, causing your A/C unit to work overtime. Keep your blinds shut or install heavier shutters or curtains to keep the heat out this summer!

Set the Temperature Higher — and Leave It. Set your thermostat to the highest temperature you can comfortably live in. And keep it there! The less you change the temperature, the less your unit must work to adjust. Remember that each degree you raise your thermostat equals more savings… up to 5% on your monthly cooling costs.

Add Insulation.Adding insulation to your home can reduce heating and cooling costs. Homes built prior to 1982 were not required to have insulation. If your home was constructed before 1982, you may benefit from adding the proper insulation.

Regularly Replace Your Filter. Dusty and dirty filters can block airflow and make your system work harder. Replacing your filter once a month can reduce your energy consumption by 5–15 percent!

Turn Off the A/C When You Leave. When you leave for summer vacation, make sure you turn off your A/C — or set it to 80 degrees. While you may return to a warm house, you’ll be thankful you saved all that money on your monthly bill.

Properly Maintain Your A/C System. The better you take care of your system, the better it will run — and the more money you will save. Schedule a routine maintenance checkup at the start of both the hotter and colder months to make sure everything is running smoothly!

Seal it up. Make sure your refrigerator has a tight seal. If you don’t have one all the way around the door, it’s almost the same as leaving the door open.

Get Outside and Grill: Cooking on the grill helps you save energy. It doesn’t heat up your home and make your air conditioning system work harder than necessary.

Upgrade to LED light bulbs. Lighting used to be a common source of unwanted summertime heat, but in this age of affordable LED lighting, there’s no need to sit in the dark. LED light bulbs stay cool to the touch, all while drawing a fraction of the power used by incandescent and fluorescent bulbs. Make a plan to upgrade all the bulbs in your home, even if you just buy a few bulbs per month.

Enjoy your Summer!

Filed under: Blog, Boca Raton real estate, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Home Maintenance, home safety, Homebuyer Advice, Real Estate, real estate news, South Florida Real Estate by Kim Bregman
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How To Win A Bidding War!

A bidding war is when at least two prospective buyers have made legitimate offers for a home that are similar and the Seller wants to select the best offer and terms for themselves. Bidding wars are common—in most of 2020, over half of home offers presented have faced competitive bids, according to Redfin’s study. Although historically low interest rates have sparked buying activity recently, some neighborhoods are always sought-after and attract multiple offers whenever a home comes up for sale. Exclusive Buyer Agents are experts in winning bidding wars and getting credits during the due diligence period. Joker8 Casino has quickly become a popular destination for Australian online gamers, offering an exciting array of games and enticing promotions. With a user-friendly interface, players can easily navigate through various slots, table games, and live dealer options. The casino prides itself on its commitment to player safety and responsible gambling, ensuring that all transactions are secure and personal data is protected. One of the standout features of Joker8 Casino is its generous welcome bonus, which gives new players a significant boost to start their gaming journey. For those looking to enhance their experience further, regular promotions and loyalty rewards keep players engaged and rewarded. Whether you’re a seasoned gambler or a newcomer looking for thrill, Joker8 Casino has something for everyone. For more insights into online gaming in Australia, visit https://growingnz.org.nz/ and discover the latest trends and tips.

Expect to be in a bidding war In a hot housing market, it’s often not enough to quickly make an offer on a house but to have the highest price and best terms.

Here are a dozen ways you can get an edge on the competition.

Offer to Pay in Cash

If you have the ability to offer an all-cash bid, you gain a distinct advantage because you eliminate the possibility of a mortgage falling through before closing. Buying with cash will make the process go quicker because you won’t need to go through the approval process with a lender, who would also request an appraisal. If you can’t cover the entire purchase price in cash, you could agree to a larger down payment on the house, which increases your approval odds and might make your bid more attractive.

Get Pre-Approved

Pre-approval is a step most buyers will take anyway, but it’s absolutely essential for anyone in a competitive bidding situation. Pre-qualification is not enough, as it doesn’t show that the lender conducted the same amount of due diligence—such as checking your earnings and doing a hard credit check—that a pre-approval would require.

Know Your Financial Limits

When you’re preparing for a bidding war, think of it like an auction—you need to know how much house you can afford before you actually bid. Once you know the maximum amount you’re willing to bid, you can include an escalation clause in your purchase offer to ensure you can instantly counteract any other bid. An escalation clause lets you increase your bid to avoid being outbid by another buyer up to a specified amount.

Provide More Earnest Money

Buyers typically provide 1% to 5% of the purchase price as earnest money—a form of a security deposit—in a purchase contract, which gives sellers the assurance that you will follow through with the purchase. If you bail out on the contract without citing a contingency, you will likely lose the earnest money. If you put down more than the typical earnest money amount, it will tell the seller that you’re determined to follow through to the closing.

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Be open to making offers sight-unseen

Speed is key in a seller’s market as competitive as this one. If you’re interested in a home but live far away or just haven’t been able to tour it, you can still throw your hat in the ring. Video tours and 3D walk-throughs have made sight-unseen offers much more feasible. Almost two-thirds (63%) of people who bought a home last year made an offer on a property that they hadn’t seen in person.

Remove Some or All Contingencies

When you make an offer to purchase a house, you know the deal could fall through for numerous reasons, and you don’t want to lose your earnest money because of it. That’s why you include contingencies in the purchase contract; if the home inspection uncovers major problems or you can’t sell your current home in time to close on the new one, you can get out of the contract without penalty. Almost no offers contingent on the sale of a home will win a bidding war. Sell your home, rent and then start trying to get a home under contract. Simultaneous closings are so 1990’s.

If you can’t waive contingencies, sweeten them for the seller. Opt to expedite the contingency timeline.

Be Flexible on the Move-in Date

First-time home buyers and those who have already sold their previous home might be in a position to be flexible with the sellers on their move-in date. A seller might ask for more time if they have concerns about potential delays for a new home build. In this case, they could go through the closing and then rent the home back from you for a few weeks or a month. This flexibility could be as valuable—if not more valuable—than a higher bid on the house.

Start low, bid high

A lot of successful buyers today win by making an offer that exceeds the asking price…in fact it is expected. This also means that a lot of buyers end up exceeding their budgets. To prevent this, only search for homes that are listed 10-15% below what you can afford, so that you can make an over list price offer.

Offer to pay some of the seller’s costs

Home buyers can make their offers more competitive by offering to pay for expenses that are typically covered at least partially by the seller.

Write a Personal Note

Home sellers, especially ones who have lived in a home for a long period of time, can sometimes be swayed by a personal note that explains why you believe this is the home of your dreams. For example, you might know that the current owner raised a family in the home, and you can discuss how you hope to do the same. It might seem a bit over the top, but it’s certainly worth a try when not much separates your offer from others. And yes—sometimes it works. Avoid putting any personal information in the letter that may expose the Seller of real estate agents from violating Fair Housing laws.

Prepare to lose before you win

With more than half of offers facing competition these days, it’s more likely than not that you’ll get into a bidding war if you’re in the market for a home. It’s also wise to know when to walk away. It’s OK to put your search on hold if you reach the point where you’re not comfortable making the aggressive offers that are often necessary to win in today’s market. You don’t want to end up with buyer’s remorse, after all.

Use an experienced Exclusive Buyer Agent that has been successful with winning bidding wars and speak with their references. Be prepared to ask to be in a Back Up position if you lose the bid. The market is too competitive and offers move too fast for novices to be effective at winning bidding wars in a multiple offer situation.

Filed under: Blog, Boca Raton real estate, contracts, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Foreign Home Buyers, Home Buyer Advice, Home Buyers, Home Financing, home Inspections, Homebuyer Advice, House Closings, International Home Buyers, International investors, Real Estate, Real Estate Investment, real estate news, Real estate trends, Relocation, South Florida Real Estate by Kim Bregman
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2021 Hurricane Preparedness Guide

The 2021 Atlantic hurricane season is predicted to be more active than usual.

A total of 18 named storms, eight hurricanes and three major hurricanes are expected this season.This is above the 30-year average of 14 named storms, seven hurricanes and three major hurricanes. Nine Casino Online offers a thrilling gaming experience for players looking to enjoy the excitement of casino games from the comfort of their homes. With a vast selection of slots, table games, and live dealer options, it caters to both casual gamers and seasoned players. The platform is user-friendly, ensuring easy navigation across various sections. Security is a top priority at Nine Casino, utilizing advanced encryption technologies to protect player data. Additionally, their customer support is outstanding, providing assistance via multiple channels. For those seeking strategic tips and insights about enhancing their gaming experience, you can check out additional resources at https://theturftavern.co.uk/. Overall, Nine Casino Online not only delivers an engaging gaming atmosphere but also fosters a responsible gaming environment, making it an excellent choice for online casino enthusiasts.

In order to ensure you are properly prepared this hurricane season, you should consider how you are going to supply your homes given that hurricane season begins June 1st. Don’t be caught unaware, protect yourself.

Hurricane hazards come in many forms, including storm surge, high winds, tornadoes, and flooding. History teaches that a lack of hurricane awareness and preparation are common threads among all major hurricane disasters. By knowing your vulnerability and what actions you should take, you can reduce the effects of a hurricane disaster.

May 9, 2021 is the first day of National Hurricane Preparedness Week; hope you find this information informative and useful as we approach the beginning of the Hurricane Season.

2021 Hurricane Preparedness Guide

Look carefully at the safety actions associated with each type of hurricane hazard and prepare your family disaster plan accordingly. But remember this is only a guide. The first and most important thing anyone should do when facing a hurricane threat is to use common sense.

Know Hurricane Terms:

Hurricane Watch – A hurricane is possible within thirty-six hours. Stay tuned for additional information.

Hurricane Warning – A hurricane is expected within twenty-four hours. You may be advised to evacuate. If so, evacuate immediately.

Storm Surge – Storm surge is simply water that is pushed toward the shore by the force of the winds swirling around the storm. This advancing surge combines with the normal tides to create the hurricane storm tide, which can increase the mean water level 15 feet or more. Wonaco Casino Australia is an exciting destination for gaming enthusiasts looking for a premier entertainment experience. With a wide range of slots, table games, and live casino options, players can enjoy the thrill of gambling in a stunning atmosphere. The casino is known for its luxurious amenities, offering top-notch dining, entertainment, and hospitality services. Visitors can also benefit from various promotions and rewards programs that enhance their gaming experience. For those interested in learning more about their services or exploring the exciting offerings, you can visit their official site. Check out https://landscapershamilton.co.nz/ for more information. Whether you’re a seasoned player or new to the gaming scene, Wonaco Casino promises an unforgettable adventure in the heart of Australia’s vibrant gaming landscape. Make sure to visit and try your luck!

Ask your local emergency preparedness office about evacuation plans. Learn evacuation routes.

Plan a place to meet your family in case you are separated from one another in the hurricane.
Assemble a disaster supplies kit ( See information below)
Board up windows. Permanent storm shutters and impact glass offer the best protection. Also, you can use 5/8″ marine plywood. Tape does not prevent windows from breaking.
Know how to shut off utilities.
Make a record of your personal property (take digital photos or video tape the contents of your home and/or business and keep in a waterproof container with you along with your homeowners insurance policy or better yet, upload everything to the Cloud)
Be sure trees and shrubs around your home are well trimmed.
Clear loose and clogged rain gutters and downspouts.
Determine how and where to secure your boat.
Reduce the water level in your pool by about 1 foot. DO NOT drain your pool.
Charge cell phones and back up batteries
Get extra cash since ATMs will be inoperative if power is lost.
Consider flood insurance and purchase it well in advance.

Have a Place To Go:

Develop a family hurricane preparedness plan before an actual storm threatens your area. If your family hurricane preparedness plan includes evacuation to a safer location for any of the reasons specified with in this web site, then it is important to consider the following points:

If ordered to evacuate, do not wait or delay your departure.

If possible, leave before local officials issue an evacuation order for your area. Even a slight delay in starting your evacuation will result in significantly longer travel times as traffic congestion and weather deteriorates worsens.

Select an evacuation destination that is nearest to your home, preferably in the same county, or at least minimize the distance over which you must travel in order to reach your intended shelter location. In choosing your destination, keep in mind that the hotels and other sheltering options in most inland metropolitan areas are likely to be filled very quickly in a large, multi-county hurricane evacuation event.

If you decide to evacuate to another county or region, be prepared to wait in traffic.

The large number of people in this state who must evacuate during a hurricane will probably cause massive delays and major congestion along most designated evacuation routes; the larger the storm, the greater the probability of traffic jams and extended travel times.

If possible, make arrangements to stay with the friend or relative who resides closest to your home and who will not have to evacuate. Discuss with your intended host the details of your family evacuation plan well before the beginning of the hurricane season.

If a hotel or motel is your final intended destination during an evacuation, make reservations before you leave. Most hotel and motels will fill quickly once evacuations begin. The longer you wait to make reservations, even if an official evacuation order has not been issued for your area or county, the less likely you are to find hotel/motel room vacancies, especially along interstate highways and in major metropolitan areas.

If you are unable to stay with friends or family and no hotels/motels rooms are available, then as a last resort go to a shelter. Remember, shelters are not designed for comfort and do not usually accept pets. Bring your disaster supply kit with you to the shelter. Find Pet-Friendly hotels and motels.

Make sure that you fill up your car with gas, before you leave.

Preparing Your Pets for Emergencies Makes Sense.

Get Ready Now.

If you are like millions of animal owners nationwide, your pet is an important member of your household. The likelihood that you and your animals will survive an emergency such as a fire or flood, tornado or hurricane depends largely on emergency planning done today. Some of the things you can do to prepare for the unexpected, such as assembling an animal emergency supply kit and developing a pet care buddy system, are the same for any emergency. Whether you decide to stay put in an emergency or evacuate to a safer location, you will need to make plans in advance for your pets. Keep in mind that what’s best for you is typically what’s best for your animals.

If you must evacuate, take your pets with you if possible. However, if you are going to a public shelter, it is important to understand that animals may not be allowed inside. Plan in advance for shelter alternatives that will work for both you and your pets.

Make a back-up emergency plan in case you can’t care for your animals yourself. Develop a buddy system with neighbors, friends and relatives to make sure that someone is available to care for or evacuate your pets if you are unable to do so. Be prepared to improvise and use what you have on hand to make it on your own for at least three days, maybe longer.

Disaster Supply Kit

I personally prepare a hurricane closet in May with all the needed supplies and materials so that there is never a last minute rush to the store when the shelves have been cleaned out.

Water :

Plan on one gallon of water per person per day for at least 3 days, for drinking, washing, cooking, and sanitation. Extra water for pets
Store as much as possible in plastic containers such as soft drink bottles.
Avoid using breakable containers, such as glass bottles or mason jars.
Fill bathtubs with water for bathing and washing dishes

Food :

Store at least a three day supply of non perishable food.
Choose foods that do not require refrigeration or cooking.
Choose foods that are healthy and high nutrition type. (Canned meats, fruits and vegetables, protein or fruit bars, dry cereal or granola, peanut butter, dried fruit, nuts, crackers, canned juices, non-perishable pasteurized milk, high enery foods, vitamins, food for infants and pets, comfort/stress foods)

Supplies and Equipment:

A battery operated radio with extra batteries
NOAA Weather Radio with tone alert and extra batteries
A flashlight with extra batteries
Blankets or sleeping bags ( store in trash bags to keep dry)
Paper plates and utensils, including a non electric can opener
Candles and matches in a waterproof container
Plastic sheeting and duct tape to shelter-in-place
Toothbrushes, toothpaste, soap, moist towelettes, and other personal grooming items
Paper towels and toilet paper
First aid kit and medicines ( ask your pharmacist or drug supply company for a one month hurricane supply and store in water proof container)
Fire extinguisher
Wrench or pliers to turn off utilities
Cell phone and plug in battery operated charger
Infant formula and diapers
Books, games and toys to keep kids occupied ( remember those batteries)
Important family documents such as copies of insurance policies, identification and bank account records, COVID Vaccine Passport, in a waterproof, portable container
Complete change of clothing including long sleeved shirt, long pants and sturdy shoes
Insect repellent and sun-screen
Paper and pencil
Local Maps
Make sure to keep all of your medications filled.

Business Preparedness

* Have an emergency communication plan in place before the storm hits. How will co-workers stay in contact if the physical location of a business is damaged?

* Turn off all non-critical work devices before the storm hits.

* Alert a third party about business evacuation plans in case a storm makes it impossible to get to your place of business.

* Protect important business documents that you may need quickly, such as property insurance policies.

* Have cash on hand to pay employees or contractors after the storm.

* Know which employees are certified in CPR, EMT, etc.

* If possible, disconnect a building’s main electrical feeds.

* Have a plan to notify all employees, post-storm, about damage and how you’ll move forward.

* Review contracts that are date sensitive and have a backup plan in place to handle potential problems.

* Assess all functions that could be impacted by a lapse in business – cash flow, bills, budgets and any upcoming events.

Links to Hurricane Information:

National Hurricane Center

NWS Hurricane Awareness site

FEMA Hurricane Info

American Red Cross

FEMA

Filed under: Blog, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Flood Insurance, Florida Real Estate, Home Buyer Advice, Home Buyers, Home Maintenance, home safety, Homebuyer Advice, Homeowners Insurance, Hurricane Preparedness, International Home Buyers, Real Estate, Real Estate Investment, real estate news, Real estate trends, South Florida Real Estate, Uncategorized by Kim Bregman
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Pros and Cons of Escalation Clauses

An escalation clause is language inserted into a purchase offer for a home that’s intended to make sure a buyer is the highest bidder. It’s typically used when a buyer and their real estate agent strongly believe a house will receive multiple offers. Betzard Casino has emerged as a popular destination for online gaming enthusiasts in Australia. With a comprehensive selection of games, including slots, table games, and live dealer options, players are sure to find something that suits their preferences. The user-friendly interface makes navigation effortless, allowing players to focus on the fun. One of the standout features of Betzard is its generous bonuses and promotions, enticing both new and returning players alike. For those looking for detailed insights and informed opinions, you can check out https://ironshod.co.nz/, which offers in-depth reviews and player feedback. Additionally, Betzard Casino is known for its secure payment methods and reliable customer support, ensuring a safe and enjoyable gaming experience. Overall, Betzard is worth considering for anyone seeking a quality online casino experience in Australia.

An escalation clause states that the buyer will pay a certain amount of money above the highest offer the seller receives. It generally includes a ceiling cap to make sure the buyer doesn’t agree to pay more money than they can afford.

An escalation clause can be a powerful technique when used correctly, but unfortunately it is seldom used as effectively as it could be. Such a clause increases, or escalates, a contract above its originally offered Sales or Contract Price when the Home Seller has received another Contract. The intent of the Clause is to crush competing contracts by automatically and incrementally increasing the buyer’s offer price by a pre-determined amount above other offer(s). Cazeus Casino has quickly gained traction among Australian online gaming enthusiasts. With a sleek interface and a vast selection of games, it promises an enjoyable gambling experience. Players can indulge in hundreds of slots, table games, and live dealer options, catering to both casual gamers and seasoned bettors. One standout feature of Cazeus Casino is its generous welcome bonuses and ongoing promotions, ensuring players get the most value for their deposits. Security is also a key focus, with advanced encryption technologies protecting users’ information. For those looking to explore what Cazeus Casino has to offer, a visit to their website is worthwhile. Find out more about games, bonuses, and payment options by checking out this link: https://fabriko.org.nz/. Overall, Cazeus Casino is emerging as a top contender in Australia’s online gaming landscape, promising excitement and security for every player.

Typically, there are three distinct parts to any escalation clause that’s included in a real estate contract.

Proof of a bona fide offer: You can rest easy knowing that sellers can’t just use an escalation clause as an excuse to make you pay a higher sale price. When the contract asks for “proof of a bona fide offer,” it means that the listing agent must be able to prove that another offer came in with a purchase price higher than your original suggestion. Typically, the listing agent will send over a copy of the page from the other buyer’s purchase agreement that shows the higher price. However, any identifying information for the other buyer will be redacted.

An escalation amount: The escalation clause should also include an amount by which you’d like to outbid any higher offers.

A price cap: The price cap represents the maximum amount you’re willing to pay for the property, or how high you’re willing to allow your offer to go. If an offer is submitted that is higher than this amount, be aware that your offer may be taken out of the running.

Pros of Using an Escalation Clause

Including an escalation clause in your offer indicates to the sellers that you’re truly invested in buying the property. It shows that you’re willing to go above and beyond what’s required in order to become the home’s new owner.
Some buyers love the idea of negotiating; others don’t. If you fall into the latter group, including an escalation clause in your offer might be a smart idea. Since it gives the seller a solid idea of your positioning upfront, it cuts down on the back-and-forth that needs to happen between you and the sellers.
If the market conditions are highly competitive — a “Seller’s Market” — or the particular property is head and shouldersabove the rest, or both, you as a Home Buyer are likely going to find yourself competing for the home against other would-be homeowners.
Using an escalation clause will continually bump up the price you pay, but only if there are other offers that trigger it.

Cons of Using an Escalation Clause

If a buyer includes a maximum price in an escalation clause, the seller will immediately know the buyer’s top price thereby compromising the buyer’s bargaining position. By providing a price cap for your escalation clause, you’re essentially telling the sellers how much you are willing to pay for the home, and there’s nothing to stop them from simply presenting you with a counteroffer at that price.
An offer containing an escalation clause may not become enforceable until a specific price is entered into the contract and the buyer sees the price the seller has specified.
The seller may fabricate a fictitious offer in order to drive up the sales price for a buyer who uses an escalation clause.
Real estate brokers are prohibited from drafting escalation clauses, because doing so would constitute the unauthorized practice of law. Hiring an attorney is recommended but will increase the buyer’s costs.
If multiple buyers were to include escalation clauses in their offers, a bidding war may follow. If no buyer is willing to commit to a specific price, then no contract is ever formed and no property is sold.
Since the use of an escalation clause implies that a prospective buyer is willing to pay more than other buyers, it may motivate sellers to seek higher prices, a disadvantage to the buyer using the escalation clause.
While the use of escalation clauses may lead to higher sales prices, a benefit to the sellers, they could also discourage buyers who do not want to use escalation clauses.
A broker who discloses the price/terms of an offer without the buyer’s consent or otherwise gives one party an unfair advantage over another risks disciplinary action by the Commission. A seller’s best response in a multiple offer situation where one or more of the buyers is using an escalation clause will likely be to invite all buyers to make their highest and best offers. That way, each buyer is given an opportunity to buy the property at the price and terms he or she is willing to pay and the seller will receive the best offer from each buyer rather than an incremental offer from a buyer who wants to offer slightly more than a competing buyer.

Don’t make the mistake of thinking the Highest Contract Price will always win; other TERMS of a contract can often prove more valuable to the Sellers.

Having a knowledgeable Exclusive Buyers Agent is invaluable for situations like this and for understanding the risks and possible benefits of opening negotiations in this manner. The seller has the right not to respond to any offer, whether or not it contains an escalation clause.

Filed under: Blog, Boca Raton real estate, contracts, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Homebuyer Advice, House Closings, International Home Buyers, International investors, Real Estate, Real Estate Closings, Real Estate Investment, real estate news, Real estate trends, South Florida Real Estate by Kim Bregman
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Tips for Buying a Home in a Seller’s Market

Buying a home in a Seller’s market always has its challenges. But when you’re trying to do it in a seller’s market, the difficulty can reach a new level. When the market favors the seller, time is of the essence. Multiple offers happen with more regularity in a seller’s market than a buyer’s market, because a seller’s market is defined in part by low inventory and a surplus of home buyers. A beautiful home that is priced well can attract more than one offer. Onlywin Casino Australia is an exciting online gaming platform that offers a thrilling experience for casino enthusiasts. With a wide range of games including slots, table games, and live dealer options, players are sure to find something that suits their preferences. The casino prides itself on providing a user-friendly interface, making it easy for players to navigate and enjoy their favorite games. Additionally, Onlywin Casino offers attractive bonuses and promotions, ensuring players get the best value for their money. Whether you’re a beginner or a seasoned player, the site caters to all skill levels. For more options in the online gaming scene, you can also check out https://black29.co.nz/. With a strong focus on security and customer satisfaction, Onlywin Casino Australia remains a top choice for online gamblers looking for both entertainment and rewards.

In a seller’s market, you should always assume you’re competing against several other offers. However, that doesn’t mean you can’t buy a new home in a seller’s market, when there are more buyers than homes, and sellers can afford to hold out for higher offers. You just need to make sure you do it right and arm yourself with the right information:

Here are a few things to consider as you prepare your offer when buying in a seller’s market:

Choose an Experienced REALTOR: In sports and in business, it’s important to have the best players on your team when facing fierce competition. In a seller’s market, that means choosing a real estate agent who not only has proven expertise in the neighborhoods you’re interested in but is also highly responsive and efficient. Make sure to use an Exclusive Buyer’s Agent that owes you a fiduciary and works in your best interest.

Demonstrate Credit Worthiness: You should get Pre-Approved for a home mortgage with a local lender before touring homes if you need to get financing. By obtaining a pre-approval for a mortgage before you start home shopping, you’ll know how much buying power you have. Your offer may have far more credibility than competing ones where buyers didn’t take this step.

Lower Your Expectations: When the inventory of homes is limited, you probably can’t afford to wait for the perfect house to hit the market. Prepare yourself to adjust your expectations. It makes the most sense to make exceptions to your criteria for things that can be changed. For example, you can renovate or add a bathroom someday, but you can’t change the home’s location or lot size. Ignition Casino has become a popular choice for online gaming enthusiasts in the USA, offering a seamless login experience for players. With a user-friendly interface, accessing your account is straightforward and effective. Once you’ve registered, simply navigate to the Ignition Casino login page to enter your credentials and dive into the thrilling world of online gambling. Whether you prefer classic table games, the latest slot machines, or live dealer experiences, Ignition Casino caters to all tastes. For those looking to get started, you can find everything you need to know about the login process and more at https://ignitioncasinologin.com/. This resource provides valuable insights into account management and gaming options. With secure transactions and excellent customer support, Ignition Casino ensures a safe environment for all players. Sign in today and experience the excitement firsthand!

Make your Best Offer first, be Ready to Bid: Make your best offer but be prepared for it not to be your final offer. High home prices can lead to home appraisals that don’t climb as fast, leaving lenders to not fund the loan. Home buyers should have money set aside the pay the difference between a contracted purchase price and the appraisal.

By Prepared to Make Concessions: Your relative lack of power in a seller’s market doesn’t just affect the question of price. It carries over to every other aspect of the deal, too. Shorten the inspection period, be flexible on closing dates; you should be prepared to accommodate the seller’s needs even if it is an inconvenience to you.

Don’t be that buyer who wants to wait until the weekend to view a home in a seller’s market. By the weekend, that home could be sold. Try to be one of the first showings. Sellers usually don’t enjoy having buyers come through their homes at all hours of the day, so most would like to see their home sold quickly. If you write a good, fast, and clean offer, your chances of acceptance are far better than those of a buyer who is unprepared or is unrealistic on price.

Finally, don’t get carried away with the pressure to buy, even in a seller’s market. Remember that a home decision has a long-term impact on your financial future. It may be better to let a house go than make a poor decision that’s expensive to change.

Filed under: Blog, Boca Raton real estate, contracts, downtown boca raton, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Home Financing, Homebuyer Advice, House Closings, Real Estate, Real Estate Closings, Real Estate Investment, real estate news, Real estate trends, Relocation, South Florida Real Estate by Kim Bregman
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Housing and Interior Design Trends for 2021

Design trends for 2021 include multi-zone kitchens, upgraded lighting, and oversized rectangle tiles according to home design website Houzz. The online resource recently released the following trends it expects to get hotter in 2021 as well as other home design sources. Malina Casino is an exciting online gaming platform that has garnered positive attention in the gaming community. With a vast selection of games, including slots, table games, and live dealer options, players are spoiled for choice. The user-friendly interface makes navigation a breeze, ensuring a seamless gaming experience across both desktop and mobile devices. One standout feature of Malina Casino is its generous bonus offerings, which attract both new and returning players. The casino places a strong emphasis on player security and responsible gaming, providing a safe environment for enthusiasts. Customer support is readily available, delivering prompt assistance whenever needed. For more information on game selections, promotions, and account management, visit their official site here: https://malina-casino.online/. Overall, Malina Casino stands out as a top choice for those seeking entertainment in an online casino setting.

Sconce lighting. Interest is growing in swing-arm and other sconce fixtures. Besides adding to decor, sconces have the benefit of adding task lighting around a sink or range

The multi-zone kitchen. Kitchens traditionally use a three-zone “work triangle” setup with a connection between the fridge, sink, and range, Houzz notes. More homeowners are adding touch points and creating additional work zones. Houzz refers to the trend as a “work trapezoid,” which might include dedicated areas for baking, prepping and chopping, or separate stations for snacks, drinks, and homework.

Rejuvenating bathroom design. Bathrooms are being designed to help reduce stress. Forty-one percent of homeowners who have undergone a bathroom renovation say they wanted their new space to evoke more of a relaxing vibe and adding steam showers, aromatherapy shower heads, and bathtub fillers that can hold a cup of tea or glass of wine.

Oversized rectangle tile. Large rectangular tiles can help visually expand a small space, and fewer grout lines means less cleaning. Houzz says the larger tiles are being used in several classic patterns, such as herringbone, stacked, and brick. Houzz designers recommend using a matte finish on bathroom floor tiles to reduce slipperiness.

Browns and beiges return. “Warm taupes, beiges, sands—basically any earth tone is surging in popularity,” Houzz notes. “Some designers say the trend is an evolution from popular whites and grays of recent years and that brown as an accent color works well to bring warmth to a palette heavy with those colors.”

Home offices and nooks. Homeowners are creating efficient spaces for offices, work nooks, and even backyard cottages as remote work grows and likely remains elevated in 2021.

Video conference-worthy backgrounds. Homeowners are feeling the need to have an aesthetically pleasing background for their video meetings and are even converting living rooms into video conferencing rooms with large screens and improved lighting and audio equipment. When it comes to online gaming, having a secure and efficient login process is essential. “Decode Casino Login” offers players an innovative platform that simplifies access while ensuring top-notch security. With an intuitive interface, users can easily navigate through their accounts without hassle. One of the standout features is the enhanced encryption technology that protects personal information from potential breaches. For those looking to enhance their gaming experience, visiting the site can provide valuable resources and tips. You can find everything you need to know about setting up your account and troubleshooting common login issues. To get started, simply visit https://decodecasinologin.net/. With a focus on user satisfaction and security, Decode Casino Login is dedicated to making your online casino adventures enjoyable and safe. Don’t miss out on discovering how to enhance your online gaming experience!

Open floor plan scrutiny. “Perhaps no other design element was put under the microscope this year more than the open plan,” Houzz reports. “Anyone who had multiple family members attempting concurring video meetings in an open layout quickly saw the disadvantages to a lack of walls.” While this trendy floor plan isn’t likely to go away, many homeowners are considering sliding doors or partitions that can close off rooms for privacy.

Pergolas. To extend usable living space, homeowners are turning their attention to the outdoors. These structures can add shade for dining, lounging, and other outdoor activities.

Backyard cottages and ADUs. For more privacy, some homeowners are adding a dedicated area to their backyard that’s separate from their main home. Accessory Dwelling Units ( ADU) are standalone structures are used as home offices, gyms, meditation areas, or extended living spaces to house relatives or kids who had to stay home from college due to the pandemic. No need for an architect, there are numerous sources that offer pre-fabircated sheds for multiple purposes from gardening to “sanity sheds”.

New multifamily amenities. With gyms, pools, and communal kitchens in multifamily buildings now periodically closing to keep residents safe, new spaces—indoors and outdoors—are emerging that are designed for fewer occupants such as

Quarantine stations. These designed rooms permit people who test positive for COVID-19 (but don’t need a hospital) to recuperate and avoid infecting family or neighbors.
Recording studios. There’s rising demand for studios that supports residents’ musical pursuits, podcasts, and videoconferencing.
Bicyclists’ havens. Whether it’s bike lockers or a bike-share program, multifamily experts expect this trend to accelerate due to the pandemic and communities reducing on-site parking.

Resilient landscapes. Due to greater weather volatility, landscaping needs to better handle heavy rains and flooding, snowstorms, and drought. Multifamily waterfront communities are being designed or retrofitted with strategic landscaping and elevated public use area to address shifting shorelines and storm surges.

Health-minded building certifications. The latest generation of certifications, rating systems, and design standards is based on scientific and medical research that affects human and occupant health such as programs like the WELL Building Standard, from the International WELL Building Institute, and Fitwel, according to the BuildingGreen site. Both suggest ways to gain a variety of benefits, from extensive natural daylight to good indoor air quality, filtration, and low energy use. Unlike LEED, these programs consider emotional wellness, too, which translates into greenery, gardens, and other biophilic design elements.

There are plenty of reasons to look forward to 2021, especially when it comes to the home design. After a year that guided many of us to spend more time at home, the new year is an opportunity to bring comfort and creativity to our living spaces.

Filed under: Blog, Boca Raton real estate, coronavirus, COVID-19, Down Sizing, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Home decorating, home safety, Homebuyer Advice, Interior Design, Real Estate, Real Estate Investment, real estate news, Real estate trends, South Florida Real Estate by Kim Bregman
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Stocking the Freezer During to Prepare for a Lock Down

As the coronavirus spreads, people across the world are preparing for the possibility of forced quarantines, and shutdowns of businesses and services. Keeping fruits, vegies and meats stocked in your refrigerator is not a practical idea if you are going to be in a mandatory lockdown or just want to limit your trips to the store for your own personal safety. 21bit Casino is an exciting online gaming platform catering to Australian players, offering a wide array of games, including slots, table games, and live dealer options. Featuring a user-friendly interface and quick registration process, players can dive into their favorite games without hassle. The casino prioritizes security and fairness, using advanced encryption technology to protect player information and ensure fair gameplay. For those looking to explore everything 21bit Casino has to offer, it’s worth checking out detailed reviews and resources. You can find valuable insights and tips on various platforms, including https://doingourbit.co.nz/. With generous bonuses, promotions, and a responsive customer support team, 21bit Casino delivers a top-notch gaming experience for Australian enthusiasts. Whether you’re a seasoned player or a newcomer, this casino has something for everyone.

Freezing can extend the shelf-life of a huge variety of foods. You can stock up on frozen items right from the store, but if supplies are running low, it’s just as good to pop your own perishables in the freezer.

Berries, mango, peaches, cherries freeze well, as do bananas. They can all make for a convenient smoothie or, slightly thawed, a sweet treat. For veggies: corn, peas, and green beans, spinach, peppers, and onions are all good options. Avocados can also be frozen in chunks when they’re ready to eat. The key is to freeze things before they start to get overly ripe.

A lot of prepared foods are perfect for freezing, such as sliced bread, soups, lasagna, grilled chicken breast, sandwich meat and cooked rice — so consider cooking big dishes that can be portioned into single servings to freeze, then eat on the go. Not just cooked meat, but any raw meat, including chicken pieces, ground beef, steak, bacon and pork can all be thrown into the freezer and thawed to cook at a later date. Many people don’t think to freeze items like milk, cream, or yogurt, because the consistency of these items can change dramatically when frozen. However, they’ll keep longer, and can be used in sauces, soups and other recipes where the texture won’t matter.

Avoid freezer burn

Always freeze food once it has cooled down, not while it’s still hot. Make sure you get as much air out of your storage container as possible and seal tightly to prevent air from getting in and causing freezer burn.

If you are freezing leftovers, wrap them in foil first for extra protection before putting them into a zip-top plastic bag. A vacuum sealer to suck all the air out helps food last just a little bit longer.

Organize your freezer space

You should have a variety of foods in your freezer. Label foods and date them so that you can use the first in, first out system of consumption.

Freeze in appropriate portions. Consider what one serving would be like and freeze in portions that make sense for your use. If you are cooking for a family or a friend’s family, adjust sizes accordingly.

Make an extra batch of whatever you cook for a freezer meal. If you are making meatballs or lasagna, it’s much easier to double the recipe than to have to make it again just to freeze. Eat one now and freeze one for later.

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Soups and chilis freeze very well and heat up quickly. Freeze a portion or two each time you make soup and you’ll have a great variety later on.

Don’t discount breakfast. Muffins, breakfast burritos, even banana bread (just slice before freezing) make great additions to the freezer.

A little treat. Cookie dough can often be frozen, and you’ll be able to throw a fresh batch of cookies into the oven quickly.

Filed under: Blog, coronavirus, COVID-19, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Home Maintenance, home safety, Homebuyer Advice, Real Estate, real estate news, South Florida Real Estate by Kim Bregman
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What We Need From A Home During COVID-19 Pandemic

It is safe to assume that COVID-19 or other lethal viruses are going to be a part of our lives for years to come. Homes, businesses, schools, travel entertainment and more will all have to adapt for keep people safe and productive. The one area that we all can control is where we live. Our homes are increasingly becoming our refuge, work place, school, and sources of entertainment. Our needs have changed as well as the stresses in our lives and our homes should be an area that provides us with restorative releases from the stresses that living with a pandemic produces.

Our needs are tied to our emotions, which are themselves influenced by our surroundings. The pandemic we’re living through has intensified certain emotions and shaken up our priorities. Emotional needs are translating into new demands on our interiors and how good design can help address the new challenges. Brango Online Casino offers a thrilling gaming experience for enthusiasts around the world. With a diverse selection of games ranging from classic table games to the latest video slots, players are sure to find something that suits their taste. The casino is user-friendly, making navigation seamless for both newcomers and seasoned players. One of the standout features is its generous welcome bonus, which enhances the gaming experience right from the start. For those looking for comprehensive insights, you can visit https://joltcafe.co.nz/. Here, you’ll find an in-depth review that covers everything from game variety to customer support services. Additionally, Brango prioritizes player security with robust encryption protocols, ensuring a safe gambling environment. Overall, Brango Online Casino is a great platform for those seeking quality gaming along with attractive promotions and reliable service.

Multipurpose Rooms:

Home isn’t just home anymore. With the pandemic and lock down, it has become an office, a school, a gym, a play area, a restaurant, a dormitory and a place to retreat and relax. Hybrid designs, detachable units and convertible pieces are the keys to creating a home suited to the “new normal.”

Rooms that can be closed off for offices, playrooms, and individual spaces are helping homeowners better manage playtime for the kids, conference calls for work, and peaceful alone time

Sanitation and Disinfection:

Before COVID-19 there was already a growing awareness of the importance of healthy air, but today it has really become a priority as we spend more and more time at home. Homeowners are looking for all possible means to improve indoor air quality: furniture that doesn’t emit VOCs or other pollutants, sensors that monitor air quality and air-purifying treatments.

In order to keep homes safe and clean, entryways will become clearly defined transitional spaces where one can remove their shoes, hang their jackets and sanitize their hands before entering.

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There is a new emphasis on contact-less ways of stopping germs from multiplying on certain surfaces or limiting their proliferation in the home. This includes solutions for disinfecting clothing, such as with disinfecting wardrobes; antimicrobial products and fabrics for children and bedding; soaps that change color when you’ve washed your hands long enough; and self-disinfecting features such as door handles.

There are few materials that we can use that are more sterile than others, and will be used even more in the future of design.

Metals such as copper, brasses, and bronzes are natural antimicrobial materials that have intrinsic properties to destroy a wide range of microorganisms. Not only are these metals hygienic, but they are great accents to warm up your home.
Quartz is one of the hardest non-precious stones on earth, therefore countertops made from quartz are hard, stain and scratch-resistant, and the most sanitary. Quartz is already popular, and that will only increase post COVID-19.
Woods like bamboo, oak and cork stop bacteria and microorganisms from growing. We love the look of warm lighter oak woods for flooring, and think this will continue to be a big trend in home design.

Restful Environments and Wellness:

Our homes have also become our refuges, a place to rest and recharge our batteries.Responding to this need are products that ensure high-quality sleep, helping us process our daily emotions and protecting our immune systems, such as sleep and breathing monitors and sound insulation. It also means keeping bedrooms areas for rest and finding other areas in the home for work and school.

Going to gyms and fitness class outside the home are no longer safe options. This search for well-being also includes physical activity at home, with a focus on equipment and furniture resilient enough to withstand daily use, including stain-resistant, waterproof, warming and anti-odor products that can be used for exercise.

Closed off Spaces:

Now that people are having to live, work and play all in the same confined space the need for sound proofing and privacy has grown. There are a large percentage of people who may never return to a full time office environment and home offices are a mandate now instead of an afterthought. There will be a rising need for functional private offices to be an integral part of the home.

the benefits of making your office space aesthetically appealing —something that often comes second to function. “Whatever your home office space is, make it beautiful. Face something beautiful,” she said. “I like to face into the room, or you could look out of a window. Have a comfortable desk chair — spend money on that; it’s where you sit every day.”

Outdoor Space:

Since the onset of the pandemic, our appreciation of the outdoors and nature seems to have greatly increased. The act of simply going for a walk or sitting in a park has been a monumental source of reprieve. However, in the midst of a lock-down scenario, these activities don’t guarantee safety and aren’t universally accessible.

As a result, the demand for home designers to provide private outdoor spaces for every type of home looks set to increase. It will be up to architects to work out how to integrate the outdoors into even the most compact of homes, experimenting with roof gardens, micro backyards, porches and balconies. People may also seek a closer connection between their living spaces and the natural world, with folding glass doors merging these two zones together.

Tech Infrastructure:

Designers anticipate not only an increased need for smart home technology, but also a need for that technology to be touch-less, in order to reduce the spread of microbes.

“Automation will no longer be an indulgence but will help keep people safe,” MacEwen says. “As the memory of the pandemic fades, I do think the ‘best practice’ for hygiene will remain and change the way we interact in the world and what we expect from our home.”

In the end, whatever becomes of the changes to home design as a result of COVID remains to be seen. The question for housing is how might we create spaces that adapt flexibly for how people want to live, and where they can see and touch hygiene in new ways and feel safe as a result.

Filed under: Blog, Boca Raton real estate, coronavirus, COVID-19, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Home decorating, Home Maintenance, home safety, Homebuyer Advice, Interior Design, Real Estate, Real Estate Investment, real estate news, Real estate trends, South Florida Real Estate, What Buyers Should Check When Buying an Older Home by Kim Bregman
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Ways Smart Home Technology Can Save You Money!

With most of us spending more time in our homes today, you have undoubtedly seen increases in your utility bills, food costs, and more. We are paying more to be entertained at home as well. Smart home technology is now a highly desirable feature to be added to homes and will not only save you money, but will increase your home’s value when you go to sell. Green homes are becoming more and more in demand, especially by Millennials and younger home buyers. Rollxo Casino is quickly gaining traction among Australian players thanks to its impressive game selection and user-friendly platform. Offering a wide range of slots, table games, and live dealer options, it caters to every type of gambler. The casino’s sleek design ensures that players can navigate effortlessly, whether on desktop or mobile devices. One standout feature is the generous welcome bonus, which provides new players with a great start. Additionally, Rollxo Casino prioritizes security and fairness, utilizing encryption technology to protect player data. For more insight into the benefits and features of this casino, you can check out the detailed analysis at https://asherking.co/. Overall, Rollxo Casino offers an exciting and safe gaming experience, making it a worthy option for those looking to try their luck in the vibrant Australian online gaming scene.

Save on Water & Electricity:

You can save money on your home’s utility bills all year round while also adding comfort, convenience and control.

LED Lighting:

Replacing your incandescent or florescent bulbs with LEDs can greatly reduce the amount of power your home consumes. “Smart” LED lights cost more but can join your Wi-Fi network for automation and app or voice control.

Wi-Fi Thermostats:

Smart thermostats let you easily adjust heating and cooling settings from your smartphone, smartwatch or tablet, and many can automatically optimize settings based on when you’re home and when you’re not.

By learning your schedule and detecting the weather, products like Google Nest ($249) or the Ecobee family of smart thermostats (from $169) can save you more than 20 percent on your annual heating and cooling bills.

Smart Switches, Power Strips:

Special switches and power strips also can cut off electricity on demand or via a timer. Belkin has a line of Conserve-branded switches, starting at $10, that shut off power to what’s plugged into it either with the flip of a switch or after a predetermined amount of time.

Conserve brand power strips ($39) can cut off any residual power to a device after a specific time or with a wireless remote switch. Supporting up to eight devices, these power strips include outlets you want on all the time while shutting off other plugs. Pacific Spins Casino offers an exciting array of bonuses for both new and existing players, making it an attractive destination for online gaming enthusiasts. New players can enjoy a generous welcome bonus that often includes free spins and a match on their first deposit, providing ample opportunities to explore the extensive game library without breaking the bank. For those already part of the Pacific Spins community, regular promotions and loyalty rewards ensure that the excitement continues. To find detailed information about the latest bonuses and promotional offers, be sure to check out their dedicated bonus page at https://pacificspinsbonus.com/. Overall, Pacific Spins Casino’s commitment to rewarding its players enhances the gaming experience, creating a vibrant and engaging atmosphere for all. Whether you’re a seasoned player or new to online casinos, the bonuses at Pacific Spins are sure to elevate your gameplay.

Smart Shower Heads:

Smart shower heads eliminate costly heat-up time and also adjust water flow based on where you are in the shower. Evadrop, for example, says it cuts water use in half .

Smart Sprinkler Systems:

Smart sprinklers are designed to optimize your watering schedule based on local weather conditions. They also detect leaks and monitor water flow to reduce overall costs. Most come with a mobile app that allows you to control your watering efforts on the go.

Energy Monitoring

By installing an energy monitoring system such as Sense, homeowners can identify appliances that are quietly adding to the monthly utility bills. The Sense monitor is installed in electrical panel, connected to Wi-Fi, and viewable in real time via a smartphone app. The device automatically detects items in the home in order to identify vampire loads and see how much they’re costing.

Advanced smart home technology users can take advantage of integrations with Alexa, Google, IFTTT, TP-Link, and Phillips Hue to setup additional energy-saving automation. Sense will help homeowners form better habits, identify problem appliances, and reduce always-on device consumption that may account for up to 20% of energy use.

Filed under: Blog, Boca Raton real estate, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Home decorating, Home Maintenance, home safety, Homebuyer Advice, Interior Design, Real Estate, Real Estate Investment, real estate news, Real estate trends, South Florida Real Estate by Kim Bregman
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Keeping Home Buyers Safe During COVID-19 Pandemic

How I Keep Buyers Safe During The COVID-19 Pandemic:

Buying a home is never a simple undertaking. Even at the best of times, house hunting comes with lots of built-in stressors, from mortgage approvals to bidding wars and beyond. But house-hunting during the corona-virus pandemic? That changes the game entirely.

Although it’s a scary time to be out and about checking out real estate, it is still possible to do so and stay relatively safe. The industry has rapidly adapted, introducing approaches that minimize exposure to the virus.

A trusted Exclusive Buyers Agent is always a key ingredient in a successful home-buying experience. During the COVID-19 pandemic, this asset is absolutely non-negotiable.

Virtual Showings:

Many agents are now working remotely and conducting most of their business virtually. Instead of Open Houses, just ask me to provide you with a Virtual Tour of the property using Facebook, Skype or WeChat. Also remember that listing pictures may not tell the whole story. Special camera lenses and creative angles often make rooms appear larger than they actually are. Look out for potentially distorted pictures (which often have angles that curve somewhat) and learn to take such shots with a grain of salt. Listing agents only take photos of the positive aspects of the home. I will review the entire home with you and provide you with a constructive and truthful assessment of the condition , location and if it meets your needs.

Home Tours:

If you want to tour a property, I can provide you with masks, hand sanitizers and shoe covers. During the tour, it’s also now customary me to open all doors, so that home buyers can explore closets and other enclosed spaces without touching anything as they look.

If you do make an offer that’s accepted and you head to the closing table, real estate agents and attorneys are also adapting to remote closings.

Remote Mortgage Approval

One smart way to stay safe right now is to work with a loan officer who is set up to work remotely. Most lenders have already made the entire mortgage process digital. There is no need for you to meet a lender or show up at a closing table any longer.

Remote Home Inspections

I am offering clients the option of doing a remote inspection, where I am with the inspector in the property alone and review the findings with Buyers virtually. The Inspector and I walk you through the home’s deficiencies and operations in advance of sending you a formal report.

Virtual Home Appraisals

Home appraisals required by a lender generally include a site visit, which is not possible in some parts of the country where this is not considered an essential service. Luckily, appraisals pertain only to those getting loans, so cash buyers can skip this process entirely. But if you are getting a mortgage, fear not, virtual appraisals are generally accepted by most lenders today.

Remote Home Closings

In-person home closings—where all parties come together to sign contracts, swap keys, and shake hands—are, for the most part, not happening right now. Mobile closers are going to the Buyers for the final execution of documents. They are practicing safe social distance practices and there is no “closing table” any longer. Keys will be brought to you personally or couriered.

There is no limit the the services and adaptability that Optima Properties offers its clients…..we are currently assisting in the lot selection, model selection, and construction of a home virtutally for several clients who will not see their new home until the day they move in.

Filed under: Blog, Boca Raton real estate, coronavirus, COVID-19, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, home safety, Homebuyer Advice, House Closings, Real Estate, Real Estate Closings, Real Estate Investment, real estate news, Relocation, South Florida Real Estate by Kim Bregman
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