Real Estate
COVID-19 Real Estate Home Buying Process
Guidance for Moving During COVID-19
The novel coronavirus (COVID-19) has put a stop to the normal routines of everyday life both in the U.S. and abroad. And while social distancing is the course of action to take until told otherwise, moves aren’t always something that can wait. Real estate is considered an essential service in all states and there are many services providers to assist you in facilitating a move to a new home.
By taking extra safety precautions and minimizing social contact, you can still move safely. If you are about to move, you can still pull it off with a little extra planning and a few precautionary steps.
Here are some tips for making your move as safe, seamless and stress-free as possible.
Moving Companies:
There have not been any notable shutdowns of service among major moving companies. That being said, decisions about closures may be left to individual franchise owners. If you have already scheduled your move and haven’t heard anything, assume that your moving company is still providing services unless told otherwise, but still call just to confirm.
If you’re worried about moving during a pandemic for a move that is still upcoming and for which you haven’t scheduled movers, it’s hard to say what will and will not be available in the months to come. For now, continue to do research on companies and ask directly what steps are being taken when you reach out. What has changed at this point is largely going to be related to the customer experience itself, including frequent hand washing among movers and no physical contact between movers and clients.
If you need to select a moving company, ask for a virtual quote and see if the company offers fully contactless service. Forgo handshakes, for obvious reasons. A smile and a generous tip (sent through Venmo, PayPal or another contactless digital platform) are a welcome substitute. These companies have virtual estimate procedures available for competitive quotes
- United Van Lines
- Allied Van Lines
- International Van Lines
- Wheaton World Wide Moving
- North American Van Lines
Moving companies are taking the coronavirus pandemic very seriously. To that end, companies across the country have put into place protocols designed to protect their employees and their customers. These include:
- Following federal and local guidelines around social distancing and sanitization
- Conducting virtual surveys instead of in-home surveys to provide estimates
- Frequently sanitizing trucks and equipment
- Practicing social distancing with customers and, as much as possible, among moving teams
- Wearing masks and gloves
- Keeping trucks stocked with hand sanitizer
All of these practices help ensure that moving services can remain available in a safe way.
Car shipping companies open during COVID-19 outbreak
Company | Status | Additional info |
AmeriFreight | Open | Learn more |
Montway Auto Transport | Open | Learn more |
Sherpa Auto Transport | Open | Learn more |
Ship a Car Direct | Open | Learn more |
uShip | Open | Learn more |
Interstate moving companies open during COVID-19 outbreak
Company | Status | Additional info |
Allied Van Lines | Open | Learn more |
American Van Lines | Open | Learn more |
Expedia Van Lines | Open | Learn more |
First National Van Lines | Open | Learn more |
International Van Lines | Open | Learn more |
Interstate Moving & Relocation Group | Open | Learn more |
North American Van Lines | Open | Learn more |
PODS | Open | Learn more |
Silver Star Moving Group | Open | Learn more |
United Van Lines | Open | Learn more |
Storage Services
Same as moving companies, major storage companies continue to run operations. What you might be able to expect however is limited hours of accessibility and/or a reduction in the number of customers who are able to access their units at any one time. Storage companies should also be following proper hygiene practices, including sanitization of access pads and the requisite six feet or more of space between customer and customer and customer and employee.
Storage companies open during COVID-19 outbreak
Company | Status | Additional info |
CubeSmart | Open | Learn more |
Extra Space Storage | Open | Learn more |
Public Storage | Open | Learn more |
What If I’m Moving By Myself?
The process of a DIY move looks pretty much the same now as it did before COVID-19, minus the ability to have a couple friends come over and lend a hand in exchange for pizza. Some additional things that you will want to do however include keeping hand sanitizer, soap, and paper towels accessible at all times, we well as making a detailed plan for both your departure and arrival.
Major rental truck companies continue to be in service, as they are considered essential for transportation and personal mobility needs. Again, what may be different is the experience, since companies like Enterprise and U-Haul have put into place their own protocols for physical distancing. This means that your pick-up and drop-off location may not be at the branch office, and that you’ll have to make your reservation online or over the phone instead of in person.
If you rent, talk to your current landlord about how you can safely drop off keys and collect your security deposit, and talk to your new landlord about the process for a safe move in. Putting in a blueprint of steps ahead of time will help you maintain social distancing during your DIY move and answer any questions you might have about the process.
Truck rental companies open during COVID-19 outbreak
Company | Status | Additional info |
Budget | Open | Learn more |
Enterprise | Open | Learn more |
Penske | Open | Learn more |
The Home Depot | Open | Learn more |
U-Haul | Open | Learn more |
How to Prepare For Your Move
One silver lining is that social distancing means that you might have more time to devote to organizing your home prior to your move and getting rid of the things you no longer want or need. If you plan on donating items like clothing, linens, furniture, shelf stable non-perishables, etc., call the place that you would like to donate to ahead of time and see what their policies are. While many people are in need during this time, it’s likely not going be quite as easy as just driving to your nearest donation center and dropping stuff of (but that doesn’t mean you shouldn’t do it).
Junk removal companies open during COVID-19 outbreak
Company | Status | Additional info |
1-800-GOT-JUNK | Open | Learn more |
College Hunks Hauling Junk | Open | Learn more |
LoadUp | Open | Learn more |
Waste Management Dumpster Rentals | Open | Learn more |
To prepare for a move amidst COVID-19, be sure to keep the following steps in mind:
Contact your movers
This is important to confirm your reservation and discuss best practices for moving day. Moving companies are putting in lots of safeguards to help protect their clients, and it helps to be on the same page as them in terms of what is expected.
Buy all of your supplies at once
You are going to want to get it right with just one trip to the store, so make sure you know exactly what you’re going to need for your move. Don’t use free or recycled moving boxes. The coronavirus can live on cardboard for as long as 24 hours, so now is not the time to be picking up free moving supplies from places that are recycling them. Boxes that you already have in your home are fine, but if you need any extras then you’ll need to go to the store and buy them new (even better if you can then purchase them through self-checkout). Better yet, order all your moving supplies online and have them shipped to your residence. Clean as you pack. Use this opportunity to sanitize your belongings, wiping items down with disinfectant. If you don’t have any, you can make one with a solution of one tablespoon bleach to one gallon of water.
Finish packing at least 24 hours before the movers arrive
Coronavirus can last a long time on surfaces, including up to 24 hours on cardboard boxes. Your movers will be wearing gloves, but for everyone’s safety you should still have your boxes packed and sitting untouched at least a day before your movers arrive.
Provide hygiene products for your movers.
To aid your movers in following necessary hygiene practices, be sure to leave out products that they can use while they transport your items to and from the moving truck. That includes soap and paper towels by the sink, and hand sanitizer by the door that they’ll be entering and exiting through. If you’re concerned about having enough supplies, let your moving company know so they can be sure to bring them along for use during the move.
Be transparent and flexible
In advance of your move, reach out to your neighbors — especially if you live in an apartment building — and share the date and time you plan to move. This gives everyone in your direct vicinity an opportunity to avoid unnecessary contact and let you know if your timing is a problem.
When you move into a new home, deep clean it
Be sure to deep clean and sanitize your new home before you move into it. Here are a few resources and tips to help:
CDC’s recommendations on how to clean and sanitize your home
- Use disinfectant wipes for quick cleanings over the most high-touch areas – doorknobs, sinks, cabinet pulls, refrigerators, etc.
- Use disinfectant sprays for areas that can’t be wiped clean. You can use Lysol, for example, on your couches and mattresses which will touch many surfaces during a move (the ground, the inside of a truck, etc.).
- Use this CDC bleach mixture recommendation on your new tile floors. Use a disinfecting wet mop cloth on your hardwood floors As you unpack, be sure to also disinfect your computer and accessories (keyboards can get pretty gross – here’s how to clean them), your television remote controls, credit cards, wallet, and more.
If you have an extra minute, here are some additional things to consider
- Prioritize your internet setup. Scheduling an internet installation date at your new home is critical for staying connected to friends and family. There are 1-2 hour call wait times at cable and internet providers right now, as more and more people call to increase speeds and bandwidth. You can’t bank on getting an appointment as easily as you have in the past. Additionally, consider a high bandwidth plan to account for changes in working from home, video calls, multi-device streaming, etc.
- Stocking your kitchen full of groceries will feel a bit different this time around. Try Shipt or Instacart, or delivery options from your local grocery store.
Additional resources:
- While planning your move, continue to monitor the health and safety guidelines set out by the World Health Organization (WHO)and the Centers for Disease Control and Prevention (CDC).
- For tips on infection prevention, visit gov.
Moving is stressful under the best of circumstances; this is a scary time and certainly takes moving stress to the next level. With some planning and organization, you can relocate and stay safe even in an environment with a pandemic.
NAEBA celebrates 25 years of exclusively serving the interests of home buyers.
PHOENIX, April 09, 2020 (GLOBE NEWSWIRE) — The National Association of Exclusive Buyer Agents (NAEBA) reached their 25th anniversary. This milestone is a major confirmation of the importance of their mission and the value their members bring to the market. In a world where it is sometimes hard to tell who is on what side, the National Association of Exclusive Buyer Agents is clear that they exist to provide exclusive fiduciary duties to home buyers. NAEBA members avoid the conflict of interests that arise when the same firm attempts to represent both buyers and sellers.
“It is incredibly validating to have reached this major milestone of 25 years. Our members are the vanguards for the standards and ethics of fiduciary duty to buyer-clients,” says Rich Harty, current volunteer President of NAEBA. “As a membership association, we support each other so that we can better serve our buyer-clients.” NAEBA’s members are a part of a community of like-minded people who understand the value of professional development, camaraderie, networking, and the strength that comes from association.
This anniversary comes with many recent initiatives and accomplishments, including:
• The launch of the Certified Exclusive Buyer Agent online program
• The incredible growth of the NAEBA leads referral system helping connect buyers with EBAs
• Ongoing development of benefits and resource sharing for NAEBA members only
“NAEBA has offered me great tools and educational experiences to enhance my career as an Exclusive Buyer Agent, business owner, and broker. I credit my attendance at NAEBA meetings and getting involved as a volunteer with helping me establish my position as a trusted expert in my market,” says Andi DeFelice, former volunteer President of NAEBA. “Membership in NAEBA is a powerful asset for my business.”
To learn more about National Association of Exclusive Buyer Agents, visit https://naeba.org/about-naeba/ The National Association of Exclusive Buyer Agents is an independent alliance of real estate professionals who provide client-level services to home buyers only and whose real estate companies do not accept seller-property listings. The members of this Association adhere to a strict code of professional ethics and professional standards which guide them in serving their buyer-clients.
COVID-19 South Florida Resources
If you live in Broward County, you can call this hotline to have your questions answered: 954-357-9500.
If you live in Palm Beach County, you can call this information line with your questions: 561-712-6400.
The Sun Sentinel posted drive-through testing sites in South Florida here.
Please be aware of financial scams. You can learn more and report them here.
Tele-Health
Medicare: Medicare has temporarily expanded its coverage of telehealth services to respond to the current Public Health Emergency. Learn more here.
Florida Blue: Florida Blue’s network of primary care doctors and specialists will be able to treat patients virtually at their normal office visit rates. Visit the Florida Blue website, the Florida Blue app, the Teladoc app, or by calling Teladoc directly at 800-835-2362.
Baptist Health: Baptist Health is offering telehealth services through its Care on Demand platform. If you or someone you know has cold or flu-like symptoms, visit here using code CARE19.
Cleveland Clinic: Cleveland Clinic Florida is encouraging the use of its Express Care Online Virtual Care services as much as possible during the outbreak. Click here for more information.
Cigna: Cigna is offering COVID-19 specific resources for enrollees. Click here for more.
Humana: Humana has agreed to waive telemedicine costs for all urgent care needs for the next 90 days. This will apply to Humana’s Medicare Advantage, Medicaid, and commercial employer-sponsored plans and is limited to in-network providers delivering synchronous virtual care. More information here.
COVID-19 Public Website and Call Center
Please visit the Florida Department of Health’s dedicated COVID-19 webpage for information and guidance regarding COVID-19 in Florida.
For any other questions related to COVID-19 in Florida, please contact the DOH’s dedicated COVID-19 Call Center by calling 1-(866) 779-6121. The Call Center is available 24 hours a day. Inquiries may also be emailed to COVID-19@flhealth.gov.
County Health Departments
If you’re concerned that you may have contracted the coronavirus, please contact your healthcare professional or county health department:
Broward County: 954-467-4700
Palm Beach County: 561-840-4500
Miami-Dade County: 305-324-2400
Additional Resources
Bank Regulators have also instructed banks and servicers to be proactive in extending help to homeowners:
- Federal Deposit Insurance Corporation (FDIC)(link is external)
- Office of the Comptroller of the Currency (OCC)(link is external)
- Board of Governor of the Federal Reserve System (Fed)(link is external)
Banks have posted their own policies and ways for consumers to contact them for assistance:
- Bank of America(link is external)
- Capital One(link is external)
- Chase(link is external)
- Truist(link is external)
- U.S. Bank(link is external)
- Wells Fargo(link is external)
Consumer Financial Protection Bureau (CFPB)
Protect Your Credit: The CFPB is urging consumers to protect their credit(link is external) during this pandemic.
Protect Yourself Financially: The CFPB has a number of resources(link is external) focused on financial protection, both short and long term, such as paying bills, income loss, and scam targeting. Resources include contacts for housing and credit counselors, debt collectors, and state unemployment services.
Department of Labor (DOL)
DOL has provided resources for employers and workers(link is external) in responding to COVID-19 and including the impact on wages and hours worked and protected leave (these resources are primarily for businesses and employers).
Environmental Protection Agency (EPA)
Americans can continue to use and drink water from their tap as usual. EPA has provided important information about COVID-19(link is external) as it relates to drinking water and wastewater to provide clarity to the public. The COVID-19 virus has not been detected in drinking-water supplies. Based on current evidence, the risk to water supplies is low.
Federal Housing Administration (FHA)
Immediate Foreclosure and Evictions Relief for Homeowners for the Next 60 Days
The U.S. Department of Housing and Urban Development (HUD) has authorized the FHA to implement an immediate foreclosure and eviction moratorium(link is external) for single family homeowners with FHA-insured mortgages for the next 60 days. Read the full press release(link is external).
FHA Q&A Form
FHA continues to run single family business operations. FHA has created a Q&A form available on their website to keep interested parties updated on their procedures during the COVID-19 crisis. Please refer to https://www.hud.gov/program_offices/housing/sfh(link is external) for the most current information.
Federal Housing Finance Agency (FHFA)
FHFA has instructed Fannie Mae, Freddie Mac and their servicers to be proactive in providing assistance to homeowners including forbearance. In addition, FHFA imposed a moratorium on eviction and foreclosures on mortgages backed by the GSEs:
Fannie Mae and Freddie Mac
Fannie Mae and Freddie Mac have issued similar guidance:
- Homeowners who are adversely impacted by this national emergency may request mortgage assistance by contacting their mortgage servicer
- Foreclosure sales and evictions of borrowers are suspended for 60 days
- Homeowners impacted by this national emergency are eligible for a forbearance plan to reduce or suspend their mortgage payments for up to 12 months
- Credit bureau reporting of past due payments of borrowers in a forbearance plan as a result of hardships attributable to this national emergency is suspended
- Homeowners in a forbearance plan will not incur late fees
- After forbearance, a servicer must work with the borrower on a permanent plan to help maintain or reduce monthly payment amounts as necessary, including a loan modification
Fannie and Freddie have also created pages with additional information:
- Fannie Mae: Coronavirus (COVID-19) Help(link is external)
- Freddie Mac: Foreclosure & Alternatives – Who to Contact for Help (link is external)
Internal Revenue Service (IRS)
The IRS has also created a Coronavirus Tax Relief section(link is external) on their website with updated information for taxpayers and businesses (these resources are for businesses and not specifically for consumers).
- Tax Time Guide to Guard Personal, Financial, and Tax Information Year-Round(link is external) (these resources are for businesses and not specifically for consumers).
- Income Tax FILING and PAYMENT Deadlines Extended: In light of COVID-19 crisis, the IRS on March 18 extended the income tax payment deadline(link is external) for individual returns (as well as all other entities) until July 15, 2020. Two days later, the IRS also extended the tax filing deadline to July 15, 2020. Additional forms do not need to be filed to qualify for these extensions
Virtual Home Buying Made Easy!
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How To Set Up A Home Office
Things to Improve Your Time Stuck at Home!
Tips for Buying a Fixer-Upper
- Consider the amount of time and the amount of cash you have to address obvious deficiencies with the property.
- Does the property smell damp? From mold to warping, moisture can cause considerable damage to homes, even making them uninhabitable. The first clue is that moisture smells. Besides damage to the house, moisture can adversely affect a homeowner or tenant’s health.
- Stuck windows and doors. These can also be a sign of moisture or that a house is settling due to age or structural shifting. Both are problematic.
- Sloping or sagging floors. Both indicate structural problems beyond just aging. Buyers should find out if framing, joists or sub-flooring need replacement.
- Foundation problems. One small crack can be just the beginning of many cracks and can signal that a house could eventually crumble.
- Inward grading, poor drainage and short downspouts. Improperly installed or clogged gutters and downspouts all may cause water to enter a house.
- Bad roof. An old roof may leak but it’s not always the shingles or tiles that are the culprit. Sometimes, it’s what’s underneath – sheathing, trusses, beams and rafters. The sellers should disclose when the roof was installed.
- Outdated wiring and fuses. Because homeowners rely on so much technology today, outdated wiring may, in worst cases, start a fire. Often, dated electric boxes make the home un-insurable.
- Outdated plumbing. Toilets that don’t flush properly, sinks and showers that lack adequate pressure or have leaks, and water heaters that don’t provide enough hot water signal a need for attention. Not to mention the condition of the pipes from the home to the street.
- Termite damage and wood rot. Buyers may spot blisters in wood flooring, hollow sections of wood, and even the bugs themselves. An exterminator can determine the extent of the damage and estimate repair costs.
- High energy bills. This should alert buyers to the cost of cooling the home. Due diligence can tell them whether their Ac handlers, insulation, or doors and windows are inefficient and need to be sealed, repaired or replaced.
- Historic home designation and zoning rules. Municipal guidelines may restrict buyers from making certain improvements to their home and property.
Tips for Condo Buyers
- What exactly are your ownership and voting rights within the association?
- What percentage of the common expenses are you be liable for – many units offer different floor plans of various sizes, with each one making up a percentage
- What restrictions are in place regarding the common elements and your unit?
- Is there planning in place for further units to be constructed? Â If so, how many and when?
- Does the developer have any options NOT to complete any of the facilities or amenities?
- Is there a history of resident complaints at the condominium?
- Is the Condominium Association currently involved in any form of litigation?
- Does the Condominium Association have reserved funds set aside for maintenance projects and future capital expenditures?
- What about pets – are there ANY restrictions?
- Can you rent or sell your condo without restrictions?
- Are there any restrictions regarding family and friends using, staying with, or occupying the unit?