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When reclining on South Florida’s sandy beaches there’s no need to feel that tug of guilt about your best friend back home.   Your dog could be right here with you, frolicking in the blue-green waters of the Atlantic, or fetching a ball or Frisbee on one of South Florida’s dog-friendly beaches. Remember to always have plenty of water on hand for your pets to avoid dehydration, which can sneak up on humans and dogs alike in Florida’s heat all year round. Seek out frequent breaks for your dogs in the shade while visiting dog-friendly beaches in Florida, and consult with…

If a flood swamps your home, will insurance cover the damage? That depends on the value of your home, the amount of water damage and whether you have a flood insurance policy. Let’s look at some persistent myths about flood insurance. Myth: You must live in a flood plain to get coverage. If you live in a flood plain, your mortgage company will likely require you to buy flood insurance. But you can purchase it even if you don’t live within a flood zone. “Almost anybody can get flood insurance who wants flood insurance,” says Chris Hackett, director of personal lines for…

Now that the clocks have SPRUNG AHEAD it is a good time to think about Spring Home Maintenance.  As current homeowners you need to keep your home systems and property in good condition so that the small maintenance issues do not become major and expensive repair items.   Do not read this list and become overwhelmed, it is an extensive list meant to cover basic home maintenance. Not all of these maintenance items will apply to all homes.  This is a comprehensive guideline designed for homes in the South as well…

You’ve found the perfect new home for your family, but your current house hasn’t sold yet. You can’t afford to carry two mortgages, or maybe you were counting on money from your sale to help with the down payment and closing costs. Before you let that dream home slip away, consider these strategies to help bridge the transition: Make an offer that’s contingent on the sale of your house: A seller may be persuaded to accept your offer with the caveat that you’ll have to sell your house before closing on theirs. You’ll strengthen your chances of getting…