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The idea of living a simplified, uncluttered life with less stuff sounds attractive to many. They have considered the benefits of owning fewer possessions: less to clean, less debt, less to organize, less stress, more money and energy for their greatest passions. They are ready to declutter but some get quickly tripped up by the very next question… where in the world do I begin? Many begin to feel overwhelmed, anxious, and defeated around the idea of decluttering their homes. That’s too bad. The decluttering journey doesn’t…

As data breaches go, this is one of the most extensive. What steps should you take now in response to the massive Equifax data breach?             The sensitive information of almost half of all Americans has been compromised, all because the company safeguarding that information reportedly failed to upgrade and update software despite being warned to do so. To make it worse, company execs sold millions in stock after the breach, but before they told the public what had…

The Internet is full of checklists and resources to use if you are planning to move. There are packing timelines. There are lists of packing supplies. There are even directions on how to pack boxes. But moving is much more than purging and organizing your personal affects. There are legal tasks you need to take care of too. Here are 5 legal tasks to complete when you move: Read your leases: Review your current lease to make sure you will not get into trouble for leaving. You are responsible for paying rent for the entire lease term, even if you…

When reclining on South Florida’s sandy beaches there’s no need to feel that tug of guilt about your best friend back home.   Your dog could be right here with you, frolicking in the blue-green waters of the Atlantic, or fetching a ball or Frisbee on one of South Florida’s dog-friendly beaches. Remember to always have plenty of water on hand for your pets to avoid dehydration, which can sneak up on humans and dogs alike in Florida’s heat all year round. Seek out frequent breaks for your dogs in the shade while visiting dog-friendly beaches in Florida, and consult with…

If a flood swamps your home, will insurance cover the damage? That depends on the value of your home, the amount of water damage and whether you have a flood insurance policy. Let’s look at some persistent myths about flood insurance. Myth: You must live in a flood plain to get coverage. If you live in a flood plain, your mortgage company will likely require you to buy flood insurance. But you can purchase it even if you don’t live within a flood zone. “Almost anybody can get flood insurance who wants flood insurance,” says Chris Hackett, director of personal lines for…